Consolidation Loans are widely advertised and appear an attractive way of clearing all your debts into one loan.

However there are BIG DOWNSIDES for the unwary, particularly if you have a poor credit rating.

We will therefore:

Source a remortgage or secured loan with a very competitive rate through Veritas Mortgages, an independent but associated company.

Veritas are specialised in this area and do not charge excessive arrangement fees. They are regulated by the Financial Services Authority.