If you live in Scotland and cannot afford to keep up payments on loans/bills/credit cards, a Protected Trust Deed may be the best solution.

A Protected Trust Deed is an agreement with your creditors where you pay an agreed amount over 36 months. Creditors can accept less than the amount you owe in full settlement of your debt.

The main features are: 

• Affordable monthly payments over 36 months
  
  
• Your creditors write off what you can`t afford to pay
  
  
• No legal action can be taken by creditors
  
  
• No interest and charges
  
  
• No initial fees to set up a Protected Trust Deed -
  Fees are met from the fund
  
  
• Your home is normally safeguarded
  
  
• The agreement is confidential.

We deal with your creditors for you.